Secure Transactions
RJ Delzio/Del West Secure Transaction Credit Card Merchant Services

Credit card information, or any data, sent directly over the Internet is considered to be at risk and not secure if that information has not been encoded or encrypted prior to transmission.  Any serious discussion of Secure Credit Card Transactions must address two major periods during which credit card information is at risk. 
1.  the Bank Processing period in which credit card info is processed or transmitted to the bank 
    and 
2.  the Online Transactions period in which the initial transfer of credit card info occurs from your customer to your IP site and to you (including the storage of that info), prior to or independent of any processing with your bank.