Merchant Credit Card Accounts
RJ Delzio Del West......
Merchant Services........Why establish a merchant credit card account?
 Accept Credit Cards.......Merchant Credit Card Accounts allow merchants to accept credit cards.
 Accept Checks
  • Referral Partner

  •     earn commissions
  • Home
  • Accept Credit Cards:
  • Merchant Accounts

  •   Rates Fees

  • REAL TIME

  • Credit Card Process
    AuthorizeNet Weblink
    $20/month
    First 250 Tran/mo. No Fee
    Then 10cent/Tran
    Verisign PayFlowLink
    $20/month
    First 500 Tran/mo. No Fee
    Then 10cent/Tran

    Credit Card Processing
    w/Software
    w/Hardware

    Accept Checks:
  • CHECKS ONLINE

  •   Electronic
      Processing

  • Check Draft Software

  • Shopping Carts:
  • ShopFactory 

  • w/ Free Secure Ordertaking
  • Basic Order Form*

  •    *for AuthorizeNet clients

    Transaction Software:
  • ICVerify

  •  
    Transaction Hardware:
  • Credit Card Reader
  • PC Add-on Reader

  • Products - Services List
    Place an ORDER

    Net Detective Software
  • Links Clients

  • E-mail
  • Tel/Fax: 858 248-0256

     

    TuneUp Your WebSite
    Free: enter your url

    accept credit cards, merchant account, credit card
    Merchant Accounts
    Accept Credit Cards
    credit cards, award, merchant account
    BIZBOT Top Rating
    TWO EASY STEPS: Ecommerce Solutions - Merchant Credit Card Accounts

    credit cards, one, merchant account Establish Merchant Credit Card Account: Enabling merchants to accept credit cards from customers.
    1 - SEE Merchant credit cards account rates & fees table (below): Four credit cards programs.
    2 - Choose the best credit cards program for you.
    3 - Then Click on "Download App" (or Merchant Account name or "Go To Pre-apps & Apps") for immediate Download of Application.

    credit cards, two, merchant account Secure Credit Card Processing to Bank: Authorization and Settlement of credit card orders.
    1 - Purchase Trans. Software for processing via modem ICVerify* $339*
    ECI = Electronic Commerce Indicator = MC/Visa requirement.
    (Verifone hardware card readers also sold).
    OR  2 - Order Verisign Service: Real Time Online Processing  via Internet gateway.
    $169 setup + $20/mo., + 10c Trans. after 500 trans/mo. = Verisign PayFlowLink
    $199 setup + $45/mo., + 10c Trans. after 1000 trans/mo. = Verisign PayFlowPro
    OR  3 - Order Authorize.Net Service: Real Time Online Processing via Internet gateway. $199 setup + $20/mo., + 10c/Trans after 250 trans/mo.

    Choose the appropriate 
     merchant credit cards
     program.
     
    Select a Merchant Credit Card Account Program
    credit cards, one, merchant account
      Merchant credit card account:
     Enables merchants to accept
     credit cards from customers.
     Rates - Fees - Services
    20Mp
    Netcom Data
       
    International
    Merchant Accounts
    Offshore Solutions
    Download App
         
      Discount Rate:
      Retail Storefront (Swipe)
      See Non-Qualified Rates
    1.71% -1.78%
       
    Inquire
    by EMAIL
     Discount Rate: 
     Mail Tel Internet (Non Swipe)
     See Non-Qualified Rates
    2.20% - 2.50%

     

     
    Inquire
    by EMAIL
     Transaction Fee (Swiped)
    20 cents
         
     Transaction Fee (Non Swiped)
    20 cents
         
     Batch Header Fee
    - 0 -
         
     Monthly Stmt or Mgmt Fee $7.50    
     Monthly Minimum Fee
    $15
         
     Application / Setup Fee
    $0
         
    Non-Coded Transactions OK? No     Yes
     Maximum Monthly Volume No Limit    
     Tax Returns Required?
    Rarely
         
     U S Merchants  Accepted?
    Yes
       
    Yes
    Non U S Merchants Accepted?
    No
       
    Yes
     New Business OK?
    > 3 months
         
     Drop Shipping OK?
    Yes 
    w/shipper confirmation
       
    Yes
     Adult Sites OK?
    No
       
    Yes
     Casino OK? 
    No
        Yes
     Unacceptable Businesses
    See List
         
     Requirements Checklist
    See Details
         
      *Address Verification (AVS)
    Yes
         
     Authorization by Modem Dialup
    Toll free
         
     Authorization via Voice Call
      (avoid voice calls & incur no fees)
    95c
         
     Funds Transfer Time
        internet - telephone - mail:
             retail storefront (card swipe):
    3 days
    (4-7days if tkt >$250)
    1 - 3 days
       
    Daily

    Daily

    Computer Keyboard Add-on Card Reader available for Trans. Software users. Go To Transaction Software
     Transaction Hardware (e.g. Verifone Tranz) can be substituted for software. Go To Transaction Hardware for pricing.
    Start accepting credit cards NOW:
    credit cards, aro1, merchant account Go To Pre-Apps & Appscredit cards, aro2, merchant account
    credit cards, two, merchant account Options- Pricing
      Secure Credit Card Processing
      Authorization and Settlement of credit card orders.
      ICVerify software: Processing via modem
    $339
    single user
      Verisign PayFlowLink service: Real Time Online Processing via your PC and Internet
                             vs.
      Verisign PayFlowPro service: Real Time Online Processing via your PC and Internet
    $169 setup
    $20/month
    10c trans fee
    after 500 trans/mo
    vs
    $199 setup
    $45/month
    10c trans fee
    after 1000 trans/mo
      OR Authorize.Net service: Real Time Online Processing via your PC and Internet
    $199 setup
    $20/month
    10c trans fee
    after 250 trans/mo
    Start accepting credit cards NOW:
    credit cards, aro1, merchant account Go To Pre-Apps & Appscredit cards, aro2, merchant account

    *AVS-Address Verification Service: AVS is now a requirement. Otherwise, penalty fees can be assessed for credit cards transaction not utilizing AVS. Furthermore, failure to implement AVS in the case of fraudulent purchases can result in chargebacks.
    ** Chargebacks: Normal Refunds/Credits issued by the merchant to the customer are not chargebacks.
    Chargebacks defined:
    Merchant's credit card merchant bank, not the merchant, issues a Refund/Credit to the customer and a Penalty Fee to the merchant.

    Normally, disputed transactions are communicated to the merchant by the customer, and the dispute is quickly resolved through refund/credit, and no chargeback is incurred.  A chargeback situation typically occurs when a merchant is not notified of a disputed transaction.  The customer has placed the transaction into dispute with his/her own credit card issuing institution. However, the merchant is not properly notified of the dispute and is thereby denied an opportunity to resolve the dispute directly by offering a refund/credit.

    Typical Chargeback Risk Situations:
    - unrecognized merchant name on customers end of month credit card statement.
    and
    - fraudulent transactions.

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